How to apply
Review the key eligibility criteria and application process to be considered for our first-time homebuyer program offering qualified individuals and families the opportunity to attain affordable homeownership.
Three Main Criteria for Homebuyer Selection
Before completing the pre-application, make sure you meet the following qualifications.
NEED
for simple, decent and affordable housing, as defined by one or more of the following:
- Substandard living conditions
- Unsafe living environment
- Cost Burdened
- Overcrowded (adult and child or more than two children share abedroom, or two children of the opposite sex share a bedroom)
- Government Subsidized Housing
ABILITY TO PAY
ABILITY TO PAY an affordable mortgage:
- No more than $2,000 in bad debts or debts in collections
- Habitat homes require a small down payment of only $2,000 whichcovers a portion of the closing costs
- Credit score and debt to income ratio will be considered
- 2 years of consistent work history
WILLINGNESS TO PARTNER
WILLINGNESS TO PARTNER with Habitat for Humanity of Horry County.
- Complete a minimum of 180 hours of “sweat equity” – time instead of cash –on your home, other Habitat homes, our ReStore and other approved typesof Community Service.
- Media coverage is critical to securing funding needed for future Habitat homes. Families must be willing to embrace and participate with all forms of media.
An example of this may be having an article written about your family for anewspaper, or giving an interview to a member of the television media.
learn about the process
Homebuying 101
Learn more and get your questions answered about Habitat’s homeownership process before applying.
Next Workshop: September 4, 2025
start your home buying journey
Pre-Application
If you have all the information, and feel you are ready to start the journey, next step is to complete pre – application.
Take the first step with Habitat Horry
For over 35 years, Habitat for Humanity of Horry County has been building strength, stability, and self-reliance through shelter. We’re not just building houses; we’re building futures alongside families like yours. Our unique program helps you achieve affordable homeownership, even if you thought it wasn’t an option.
Homeowner Testimonals
FAQ
How is Habitat for Humanity?
Habitat for Humanity is a movement of people in your local area and around the world, working together to build more prosperous and vibrant communities by making sure everyone has a safe, affordable place to call home. Habitat’s vision is of a world where everyone has a decent place to live. Together, we build innovative housing solutions.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
A frequently asked question surrounding your service
Homebuyer Program
Habitat for Humanity of Horry County works with volunteers in the community to build homes. Once completed, the homes are sold to qualified buyers at no profit with an affordable mortgage. We are able to offer this incredible opportunity because of generous support from churches, businesses and individuals in our community.
Each Habitat Homebuyer in our Homebuyer Program completes a minimum of 300 hours of sweat equity per adult prior to purchasing and moving into their Habitat home.
Sweat equity is the volunteer time invested by Homebuyers in building their own and other Habitat houses, volunteering in the ReStore, attending monthly Homebuyer meetings, working and attending Habitat events and volunteering with other community organizations. Sweat equity increases the personal stake of each family member in the home, fosters partnership with Habitat and is a key principle of Habitat in building partnerships across economic, racial and national divisions.
Program Application
Questions regarding the application process or the Homebuyer Program?
Contact:
(843) 650-8815
[email protected]
Pre-Applications may be submitted beginning August 19, 2024. Full applications (once approved via the pre-application) can be submitted beginning September 1, 2024. The last day to submit applications is September 30, 2024 at Noon.
Steps to Apply
Apply for the Habitat for Humanity of Horry County Homeownership Program
1
Review the program information
2
Complete the Pre-App Questionnaire
3
If you answered YES to all...proceed to step 4
4
Download and print the application
5
Review the checklist thoroughly
6
Submit all documents in the checklist and your completed application.
Important Notes
Can't print the application?
Email [email protected] or [email protected]. Or, call (843) 650-8815 ext. 8003
How to submit your application
Application can be mailed or dropped off (by appointment only.) The office is located at: 165 Co-Op Road, Myrtle Beach, SC 29588
Make sure application is complete
Incomplete applications will NOT be considered. Be sure to provide ALL documents in the checklist and complete the ENTIRE application.
There's a deadline
Applications MUST be submitted by March 29, 2024 at 12:00pm or they will NOT be considered.
Please be patient
Once you've submitted your application, please allow at least 60 days to be contacted by mail or phone regarding next steps. If you are not selected, you will be notified by mail to why you were not selected.
